Everything You Need to Save, Grow & Thrive
Simple, affordable financial tools designed specifically for women and low-income earners in Nigeria and Ghana.
Micro-Savings Groups
Join or create trusted savings circles with friends, family, or community members. Set collective goals and hold each other accountable with automated contributions.
Goal-Based Savings
Set personal savings targets for education, business, healthcare, or emergencies. Track progress visually and get personalized tips to reach your goals faster.
Financial Literacy
Access free educational content in English, Yoruba, Igbo, Hausa, Twi, and Ga. Learn budgeting, investing, and debt management through videos, articles, and quizzes.
Low-Cost Transfers
Send and receive money across Nigeria and Ghana with minimal fees. Instant transfers between Savera users and affordable rates to mobile money and bank accounts.
Micro-Investment
Start investing with as little as 500 NGN. Choose from vetted low-risk options with transparent returns. Build wealth gradually and confidently.
Emergency Fund
Build a safety net with our automated emergency fund. Small daily or weekly contributions create a buffer for unexpected expenses without the stress.
Start Saving in 4 Simple Steps
Download the App
Get Savera from Google Play or App Store. The app is lightweight and works on all smartphones.
Create Account
Sign up with your phone number in under 2 minutes. No paperwork, no bank visits required.
Set Your Goal
Choose what you are saving for and how much. Get personalized recommendations based on your income.
Start Saving
Link your mobile money or bank account. Set automatic contributions and watch your savings grow.
Simple, Transparent Fees
We believe in fair pricing. No hidden charges, no surprise deductions.
Savera Basic
- Personal savings goals
- Basic financial literacy content
- Community forum access
- Monthly savings reports
Savera Plus
- Everything in Basic
- Group savings (up to 10 members)
- Priority customer support
- Advanced analytics
- Investment recommendations
Savera Pro
- Everything in Plus
- Unlimited group savings
- Micro-investment access
- Personal financial advisor
- Business savings tools
Ready to Transform Your Finances?
Join thousands of people across Nigeria and Ghana who are already building their savings with Savera.
Create Your Free Account